How does social security for non-Americans work?
Answer:
If she legally works in the United States for a total for 40 quarters (10 years) she'll collect benefits from the system just like anyone else. It does not matter where in the world she lives, they'll pay her.
If she works for 40 quarters (10 years) in the U.S. she will able to social security just like any U.S. Citizen- If she works in the U.S. less, she still may be able to get some U.S. social security if the U.S. has an agreement with her home country permitting this.
Currently an agreement of this kind with Mexico has been in the news. If it goes into effect, Mexicans who are given amnesty or otherwise become legal U.S. residents may be able to get social security if they work in the U.S. for as little as 18 months provided that they also spent a substantial part of their working years in Mexico contributing to the Mexican social security system. This law would work both was so that an American citizen who moves to Mexico and spends most of hisr working years there could collect from both country's social security systems.
I don't have an answer to your question Im afraid but wanted to give you my opinion and some advice.
If she isn't close to retirement age yet, nobody will know what will be the policy come her retirement.
The policies change from time to time and who knows what it will be then.
I would suggest that she keeps all her paperwork from each country and then when the time comes, find out what she is due.
Either that or she calls the necessary departments in said countries to see what she may need to do in the mean time.
I found out a while ago that you have to pay a certain amount in and over a certain amount of years (UK one) to be able to receive your pension. I know quite a few UK pats in US who keep paying into their UK one so it won't affect their pension.
The immigration information post by website user , MyTend.com not guarantee correctness